Scott Karstens is a writer and accomplished insurance and financial services veteran. He’s the president of NFG Brokerage and founder and CEO of both Broker Backoffice and his new direct-to ...

Two common types of life insurance, term life insurance and whole ... and has high ratings for financial security from AM Best. Here are the main differences you should be aware of when ...

Term life insurance has an end date and the death benefit only goes to beneficiaries if the insured dies before the policy ends. The policy has no cash value. It’s typically more affordable than ...

AM Best has affirmed the Financial Strength Rating of A+ and the Long-Term Issuer Credit Rating of“ aa-” of Aviva Insurance Limited. The ratings also reflect AIL’ s strategic importance to and deep ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. New York Life offers high daily coverage limits, money-back guarantee Mary is a ...

Term life insurance provides a death benefit that pays the beneficiaries of the policyholder throughout a specified period of time. Once the term expires, the policyholder can either renew it for ...

AM Best has affirmed the financial strength rating of B (Fair) and the long-term issuer credit rating of “bb+” (Fair) for ...

About 7.5 million Americans have some form of long-term care insurance (LTCI), which is a policy that helps cover the daily living costs associated with health diagnoses not covered by standard ...

You’ve been on medical leave from work for almost six months, and your short-term disability insurance benefits are set to end. However, your condition requires further care and rehabilitation ...

AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Rating of “a” (Excellent) ...

Term life insurance offers various types, each with different benefits and costs. Term life insurance is affordable, ...