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LOCALE on Instagram: "F E S T I V E /// fun meets coastal cool at San Diego’s most sun-soaked holiday escape 🌴❄️ Peppermint Beach Club has officially landed at @westfieldutc, transforming the entire Palm Plaza into a holiday haven through Dec 24. Expect snowfall (yes, in San Diego), early bird perks and giveaways, live carolers, ornaments in palm trees, and cabanas made for kicking back and soaking it all in ❄️🎄 Santa’s bungalow is waiting, perfect for that cozy holiday photo. Then glide over

Interest rates change and what once was a great deal might now be costing you more than it should. Our free financial health check helps you: ✔️ Review your current loan and rate ✔️ Uncover smarter refinancing options ✔️ Find out how much you could save. Your home loan should work for you, not against you. Book your free appointment today. | Locale Financial